When you visit your Lincoln Dealer for maintenance, you'll experience a high level of personal service. Part of this service is offering you our Lincoln Owner Credit Card. This convenient financing option lets you pay for all service maintenance and repairs, tires and parts purchases at Lincoln and Ford Dealers, as well as at Quick Lane® Retailers.

Coupons and Offers

Use it for all your automotive needs including:

  • Vehicle Service and Maintenance
  • Tires
  • Parts
  • Accessories
  • Extended Service Plans
  • Loaner Vehicles
  • Body Shop repairs/deductions
  • Easy application process
  • Extended interest financing plans
  • Low monthly payments
  • Everyday rebate offers for new and existing cardholders
  • Exclusive cardholder rebates during special promotions throughout the year
  • Line of credit specifically for automotive needs
  • Accepted nationwide at participating Lincoln Dealers
Additional Lincoln-Exclusive Benefits Include:

Lincoln Owner Credit Card

Owner Advantage Rewards® $20 Bonus†

  • "Always on" $20 bonus credited to active Owner Advantage Rewards accounts when the Lincoln Owner Credit Card is used for any service purchase of $20 or more

Lincoln Privileges

  • Special access to and discounts on dining, shopping and entertainment
Applying is Convenient and Easy at Participating Dealerships

Our easy process means you'll have an on-the-spot decision within minutes after you submit your application. Subject to credit approval, we can provide you with a credit line to assist you with your in-store purchase decision.

Special Financing Options
  • You can finance your service for either 6 or 12 months, allowing you to safely maintain your vehicle without hitting your bank account all at once. No interest if paid in full within 6 months* on purchases of $199 or more or within 12 months* on purchases of $499 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6/12 months. See participating dealers for details.
  • Low monthly payments and receive convenient monthly statements
Customer Rebate Incentive

Each time you spend $250 or more (before tax) on your Lincoln Owner Credit Card, you can earn a $25 prepaid card by mail-in rebate.** This offer is valid for new and existing cardholders.

Manage My Account
View Owner Advantage Rewards account

† Purchase must be made on the Lincoln Owner Credit Card at a participating Lincoln Owner Credit Card and Owner Advantage Rewards dealership. A $20 minimum purchase is required to receive bonus. Bonus may take up to 45 days to post to your active Owner Advantage Rewards account. Bonus expires 6/30/2018 if not redeemed. Offer valid 1/1/2017–12/31/2017. The Lincoln Motor Company and your dealership reserve the right to modify the terms of this offer at any time. For additional program information, contact your dealer.


* With credit approval for qualifying purchases made on the Ford Service Credit Card or Quick Lane Credit Card at participating stores. As of March 27, 2018, Purchase APR: Variable29.99%.  Minimum interest charge $2.00. See card agreement for details. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details. May not be combined with any other credit promotion offer.


** Subject to credit approval. Rebate valid on qualifying purchase before tax; not valid on prior purchases. Complete purchase must be made on the Lincoln Owner Credit Card. Submit rebate by mail-in rebate or online at lincolnowner.com. Limit one $25 mail-in rebate per visit. Rebate by prepaid debit card. Cannot be combined with other Lincoln Owner Credit Card offers. See participating dealership for rebate details.