Lincoln Owner Credit Card


Your Lincoln and your wallet will thank you

Get the service and maintenance your Lincoln needs—without paying for it all at once. Purchase parts and accessories at Lincoln and Ford Dealers, as well as at Quick Lane® retailers.

The benefits of card ownership

Apply at the dealership next time you need service and you’ll have a decision within minutes.

Short-term financing

Pay in full within 6 monthsi on purchases of $199 or more and your purchase is interest free.

Owner Advantage Rewards Bonus

"Always on" $20 bonusii credited to active Owner Advantage Rewards® accounts when you use your card for any service purchase of $20 or more.

Long-term financing

Pay in full within 12 monthsi on purchases of $499 or more and your purchase is interest free.

Get a $25 rebate

Spend $250 or moreiii on your Lincoln Owner Credit Card and get a $25 prepaid card through mail-in rebate.

If it goes into your Lincoln, it can go on to your card

Service & maintenance

Expert care. Wise payment options.

Extended service plans

Purchase an extended service plan using our special financing plan.

Loaner vehicles

It goes on the card. You stay on the road.

Body shop repairs

Accidents happen all at once. Payments for repairs don't have to.


Buy the right tires for your Lincoln at the right price.

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Parts & accessories

Buy with your card and earn rebates good towards more parts and accessories.

Already a cardholder?

Log in to make an online payment, view payment history, track rebates and more.