Lincoln Owner credit card

When you visit your Lincoln Dealer for maintenance, you'll experience a high level of personal service. Part of this service is offering you our Lincoln Owner Credit Card. This convenient financing option lets you pay for all service maintenance and repairs, tires and parts purchases at Lincoln and Ford Dealers, as well as at Quick Lane® Retailers.

Coupons and Offers

Use it for all your automotive needs including:

  • Vehicle Service and Maintenance

  • Tires

  • Parts

  • Accessories

  • Extended Service Plans

  • Loaner Vehicles

  • Body Shop repairs/deductions


  • Easy application process

  • Extended interest financing plans

  • Low monthly payments

  • Everyday rebate offers for new and existing cardholders

  • Exclusive cardholder rebates during special promotions throughout the year

  • Line of credit specifically for automotive needs

  • Accepted nationwide at participating Lincoln Dealers

Additional Lincoln-Exclusive Benefits Include:

Lincoln Owner Credit Card

Owner Advantage Rewards® $20 Bonus†

  • "Always on" $20 bonus credited to active Owner Advantage Rewards accounts when the Lincoln Owner Credit Card is used for any service purchase of $20 or more

Lincoln Privileges

  • Special access to and discounts on dining, shopping and entertainment

Apply Online Today

Click here for more details and to apply online now. Our simple process will give you a decision within minutes after you submit. Or you can apply in person at a participating dealership. Subject to credit approval, we’ll provide you with a credit line to assist you with all your Lincoln Service purchases.

Special Financing Options

  • You can finance your service for either 6 or 12 months, allowing you to safely maintain your vehicle without hitting your bank account all at once. No interest if paid in full within 6 months* on purchases of $199 or more or within 12 months* on purchases of $499 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6/12 months. See participating dealers for details.

  • Low monthly payments and receive convenient monthly statements

Customer Rebate Incentive

Each time you spend $250 or more (before tax) on your Lincoln Owner Credit Card, you can earn a $25 prepaid card by mail-in rebate.** This offer is valid for new and existing cardholders.

Manage My Account
View Owner Advantage Rewards account